Business Credit · EIN-Based Financing
Build Business Credit That Protects Your Home.
The complete program for building an EIN-based credit profile — the strategy Midas Financial pioneered in 2004 so entrepreneurs can access unsecured capital without risking personal collateral.
No guaranteed results · Advisory guidance · Begin the process after enrollment
What It Is
A guided program to build a business credit profile that stands on its own.
Most business owners are forced to pledge personal credit and personal assets to fund their business. This program walks you through building a credit profile tied to your EIN — so your business can be evaluated on its own merits, and your home stays out of it.
New & Existing Businesses
Whether you just formed your LLC or have operated for years, a separate business credit profile strengthens every future application.
Owners Protecting Personal Assets
Entrepreneurs who refuse to pledge their home or personal credit for business funding.
Growing Companies
Businesses preparing for larger funding rounds, equipment, or expansion that need a credit profile lenders trust.
Why Business Credit
A Credit Profile Built on Your Business — Not Your Home
Protect Your Personal Assets
Build a credit profile tied to your EIN — not your Social Security number or personal collateral.
0% Credit Card Stacking
The strategy Midas pioneered in 2004 — access significant unsecured capital at 0% intro APR.
Standalone Business Profile
Establish a real business credit footprint that lenders, vendors, and partners can verify.
Separate Personal & Business
Stop co-mingling. A proper business credit profile keeps your personal credit and liability separate.
Unlock Better Terms
Stronger business credit means higher limits, lower rates, and faster approvals across funding sources.
Vendor & Trade Lines
We guide you through the right accounts that actually report to business credit bureaus.
The Process
How We Build Your Business Credit
Establish Your Entity
Properly form and structure your business with an EIN and business bank account.
Build the Right Accounts
Open vendor and trade accounts that report to business credit bureaus — in the right order.
Layer 0% Credit Stacking
Apply our proprietary stacking strategy to access unsecured capital at 0% intro APR.
Scale & Protect
Grow your limits and credit profile while keeping personal assets off the table.
The Program
What's Included
Everything you need to build a standalone business credit profile, with advisor support at every step.
One-time program fee — no recurring charges.
- Step-by-step business credit building roadmap
- Guidance on vendor & trade accounts that report to business credit bureaus
- 0% business credit card stacking strategy (pioneered by Midas in 2004)
- EIN-based profile setup that keeps personal assets off the table
- Direct support from Midas funding advisors throughout the process
After you enroll: you receive the step-by-step roadmap and work with a Midas funding advisor through each phase. You can begin the process immediately after purchase. Support is included throughout the program.
Midas Financial is a funding advisory firm, not a lender. Business credit results vary based on your business profile, compliance, and creditor decisions. This program provides guidance and strategy; it does not guarantee specific credit scores, approvals, funding amounts, or outcomes.
Proof
What Business Owners Say
Midas Financial has done wonders for my business and has helped me and my family to move forward and succeed.
— Business Owner
I've owned businesses for over 20 years, and this is the coolest idea I've ever seen!
— Serial Entrepreneur
Midas Financial takes all the tools and resources that you need to be successful and puts it all in one place.
— Member
Midas Financial has completely revolutionized corporate credit building. I am so excited for what this will do for businesses!
— Member
Frequently Asked Questions
Is this a loan or a credit card?
No. The Business Credit program is a guided strategy that helps you build an EIN-based credit profile and position your business for unsecured capital — including our 0% credit card stacking method. Midas Financial is an advisory firm, not a lender.
Will I need to put up my home as collateral?
A core goal of this program is building credit on your EIN so personal collateral is not required. Every situation is evaluated individually, and outcomes vary based on your business profile and creditor decisions.
How long does it take to build business credit?
Timelines vary based on your entity setup, the accounts you open, and how consistently you follow the process. Your advisor walks you through each step so you always know what to do next.
What happens after I enroll?
You receive the step-by-step roadmap and work with a Midas funding advisor through each phase — entity setup, reporting accounts, and the stacking strategy. You can begin the process immediately after purchase.
Are there recurring charges?
The program is offered as a one-time program fee unless your admin-configured pricing states otherwise. Any billing terms are shown clearly beside the price before you purchase.
Does this guarantee funding or a specific credit score?
No. Results vary based on your business profile, compliance, and creditor decisions. This program provides guidance and strategy; it does not guarantee specific credit scores, approvals, funding amounts, or outcomes.
Ready to Build Stronger Business Credit?
Enroll now and begin following the program's step-by-step business-credit-building process. You'll work with a Midas funding advisor to build an EIN-based profile that protects your personal assets.
Midas Financial is a funding advisory firm, not a lender. Business credit results vary based on your business profile, compliance, and creditor decisions. This program provides guidance and strategy; it does not guarantee specific credit scores, approvals, funding amounts, or outcomes.